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Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Liability coverage helps you pay for another driver’s vehicle repairs and medical expenses if you are at-fault in an accident. This type of coverage can pay out for both property damage and bodily ...

Leslie Kasperowicz is the former managing editor at insurance marketplace Quote.com. She has spent more than a decade writing about auto and home insurance after spending four years in customer ...

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

If you're held responsible after a car accident, liability insurance pays for damages or injuries you might have caused. It's required in nearly every state, and while most people add comprehensive ...

The auto insurance industry faces significant hurdles. As businesses grapple with rising costs and evolving risks, two key factors are reshaping the claims environment: social inflation and ...

Erie earns a 9.2 out of 10 and takes our Best for Basic Insurance Coverage award due to its affordable, reliable minimum-liability insurance Nicole Cahill is a senior editor based in Charlotte, N.C.