When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

Life insurance provides economic security for you and your loved ones in the event of your death. By making a payment to the insurance company each month, depending on your billing schedule, you can ...

Buying life insurance is a major decision that requires careful planning. By asking these questions, you can ensure that you are making an informed choice. Making good choices with life insurance can ...

This content is provided courtesy of USAA. Everyone needs to consider life insurance. It is primarily used to support someone who depends on your income after you're gone (a spouse, children, elderly ...

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Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or critical illness ...