Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or critical illness ...

Applying for life insurance means answering some pretty personal questions. For example: How much do you weigh? (We’re talking the actual number, not the aspirational estimate on your driver’s license ...

AARP offers life insurance from New York Life, but there are some potential downsides ...

When you apply for most types of life insurance, there is no guarantee you will be accepted – at least not at an affordable premium. That’s because the life insurance provider might determine that you ...

You're trying to justify holding less life insurance by saying "Eh, the surviving spouse will still be working, and they can remarry in a few years, and things are all peachy again". Which is pretty ...

FCW.com's Friday Financials column offers some guidance if you are considering buying life insurance beyond what you may already have The life insurance industry reported an unprecedented surge in the ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

If your term life insurance policy is ending and you’re still alive to see it, congratulations! You're in the 97% — that's the percentage of term policies that never pay out a death benefit, according ...

Question: “I am a married 63-year-old with a husband, three grown children, a non-smoker and in excellent health. I have some questions regarding life insurance. I currently have voluntary group term ...

I received a letter from my Credit Union today, informing me that I could sign up for a free (ie., the premium is payed by the credit union) life insurance policy (oh, and would I like to sign up for ...