With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

The cost of home insurance is rising all across the country as extreme weather events become more common and destructive, adding a heavy financial burden on the tired shoulders of American households.

Readers told us how insurers are raising premiums and, in some cases, cutting back coverage, as climate change shakes up the real estate market. By Claire Brown Last month, we reported on new research ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...