You don't have to be pre-approved for a mortgage to buy a house. But it's smart—especially in a seller's market—to be: A pre-approval means that a lender has already determined that you're qualified ...

Getting pre-approved for a mortgage is a no-brainer when you're searching for a new home. It helps you understand how much house you can afford and what costs you can expect. As a result, you won't ...

Shopping for homes is exciting until one needs to secure financing to purchase. Even with savings, most Americans can only buy a house through a mortgage loan. In the fourth quarter of 2022, the US ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Mortgage pre-approvals are pretend documents. It is true that preliminary mortgage approval is an essential first step in the home buying process as real estate agents and sellers want proof of a ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

There are certain steps it pays to take when you embark on a home search. You should spend some time interviewing real estate agents, make a wish list of the home features you're looking for, and get ...

Mortgage pre-approvals are pretend documents. It is true that preliminary mortgage approval is an essential first step in the home buying process as real estate agents and sellers want proof of a ...

A mortgage pre-approval means a loan officer will examine your finances, including your assets, income, debts and even credit history, to work out how much money you can borrow, what loans you could ...