It's unfortunate you were hit with a $90 bill. You're right, this was most likely an initial service fee of some kind ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Credit cards offer a variety of rewards, perks and features to customers, but banks often charge annual fees to help cover the costs of these benefits. While paying an annual fee can be worthwhile ...

“I’m wondering whether this could cause a ripple effect in which other banks might do the same with my lesser-used credit ...

By Kimberly Palmer, NerdWallet A Redditor recently asked how to recover after their parents did a number on their credit ...