Car accidents are overwhelming, even if no one’s hurt and the damage looks minor. But once the adrenaline fades, you’re left with questions: Do I need to call my insurance agent? What if the other ...

Drivers should review car insurance annually before renewal, as insurers reassess risk, affecting premiums and coverage, while the car’s declining value means the insured or market value must be ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Your home insurance claim payout may be either a full or a partial payout, depending on the nature of the damage and your carrier’s policies. Filing a property insurance claim may increase your annual ...