My credit card is a mangled thing. Its blue plastic backing is peeling so much that it doesn’t work in swipe machines; it looks like a dog chewed it up and spat it out. It seldom leaves my wallet ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

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We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...