Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you looking to open ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While traditional banks have long been the go-to for CDs, savvy savers ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But the economy is much different now. The inflation rate is under 3% ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Hilarey Gould has over a decade of journalism experience, with expertise in editing ...

Not sure how to open a certificate of deposit (CD) account? It’s easier than you might think. All it takes is choosing a bank, picking a term that fits your savings goals and making a deposit. Here’s ...

Thinking of pulling money early from a CD? Here's what to expect when it comes to the penalty and smarter ways to stay ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

A certificate of deposit (CD) is a type of savings account offered by credit unions and banks. Typically, these accounts have higher interest rates than either traditional or high-yield savings ...

I'm usually not the type of person to hop on the latest trend. When flared jeans became the latest fad during my college years, I said no and stuck to my boring old pants. When reality TV took off, I ...