Today’s best interest rates on CDs (certificates of deposit) are as high as 4.94%. Rates vary by term and often fluctuate, and they are expected to fall as the Federal Reserve lowers interest rates.

Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest rate is 4.79%. Last week, three-month CDs earned an average ...

The clock is ticking on the high interest rates on deposits that we've come to expect. With rates rapidly changing, how can you be sure that you're getting the best interest rate? We monitor rates ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

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We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's especially true with long-term CDs, which will require savers to ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Today’s Fed move will nudge CD rates lower—but many won't move right away. Here’s ...