Today’s best interest rates on CDs (certificates of deposit) are as high as 4.94%. Rates vary by term and often fluctuate, and they are expected to fall as the Federal Reserve lowers interest rates.

There are many downsides to high interest rates, but one bright side is that elevated rates can make it easier to earn more money on your savings. For example, certificate of deposit (CD) interest ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

With the Fed poised to cut rates again this month, waiting to open a CD could mean you'll miss out on interest in the new year. Dashia is the consumer insights editor for CNET. She specializes in data ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest rate is 4.79%. Last week, three-month CDs earned an average ...

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We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. shapecharge / Getty Images A new CD joined our daily leaderboard today: a 12-month ...

After a roller coaster week for stock markets, certificates of deposit (CDs) offer a welcome break from financial uncertainty by guaranteeing your rate won't budge an inch — no matter what happens ...

Certificates of deposit are paying up to 4.35% APY right now, offering guaranteed returns that stay fixed until maturity. These rates give you certainty about your earnings while the Federal Reserve ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Today’s Fed move will nudge CD rates lower—but many won't move right away. Here’s ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...