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Forbes contributors publish independent expert analyses and insights. Davey Winder is a veteran cybersecurity writer, hacker and analyst. Sometimes, the most critical security threats are right there ...

This is an excerpt from Dollar Scholar, the Money newsletter where news editor Julia Glum teaches you modern money lessons you NEED to know, one week at a time. Don ...

Forbes contributors publish independent expert analyses and insights. Davey Winder is a veteran cybersecurity writer, hacker and analyst. Keeping your iPhone or Android device secure is a no-brainer.