When you borrow money — whether you’re making a purchase on a credit card, applying for a car loan or taking out a mortgage — ...

Cash Advance APR: Most credit cards allow you to withdraw money against your card's line of credit in the form of a ...

If the card is used to make a large one-time purchase, pay off the entire balance before the variable APR is applied. Otherwise, unwanted interest charges will make initial purchases much more ...

Credit cards have multiple APRs for different kinds of borrowing. Most common is the purchase APR, which is the interest you are charged for balances you incur from everyday spending.