There’s no overnight fix for a weak credit score, but a few focused changes can start shifting it faster than most people ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

A bad credit score can impact your day-to-day transactions and more serious financial decisions. You may pay higher interest on credit cards or be pushed to pay a larger down payment on your car.

Unfortunately, as soon as your credit falls below a certain level, challenges can mount, not only with how to get it back up but also with what limitations a low credit score can result in. Perhaps ...

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

Topping the list of consumer frustrations in the Tri-State are errors on our credit reports. 44% of people polled in a recent survey found errors on their credit reports. Inaccuracies or even ...

No one wants a bill to be sent to collections, but life happens. The good news is that it isn't the end of the world. Here's what you need to know about collections and their impact on your ...

Your credit score may not improve with on-time bill payments alone. Some debt payments have "no impact" on your score, one expert says. Americans have a near-record level of credit card debt — $1.18 ...

With inflation persisting in today's economy, a recent survey reveals that 70% of Americans are experiencing financial stress. None of us desire financial difficulties, but when they arise, it is ...

A credit score of 700 qualifies you for most kinds of mortgages, though your rates may not be as competitive as those with higher scores. If you’ve built a credit score of 700, your credit score is ...