As we start off 2025 with the goal of achieving better retirement outcomes, some of us are willing to make sacrifices to achieve our retirement goals while others are looking for a magic formula or ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Planning for retirement doesn’t have to be complicated. A straightforward ...

You’ve diligently saved for retirement, but how are you going to spend it? The standard rule-of-thumb is the so-called 4% rule, a retirement withdrawal strategy that suggests retirees can safely ...

TikTok star Austin Hankwitz has built quite a following by breaking down complicated financial concepts into easy-to-digest bite-sized videos. His latest viral content focuses on a surprisingly simple ...

A guaranteed $3,000 monthly pension is turning into one of the most powerful financial levers in retirement planning in 2026.

The Vanguard S&P 500 ETF (VOO) tracks the 500 largest publicly traded companies and offers an extremely low expense ratio. The Invesco QQQ Trust (QQQ) tracks the Nasdaq-100 and focuses heavily on ...

Well, according to Hankwitz, most people overcomplicate what retirement actually means. “Retirement means your portfolio income is more than your essential spending. That is it. That is what ...