Some 86% of retirement plans, such as 401(k)s, offered Roth contributions in 2024, but only 18% of investors with the option participated, according to a Vanguard report. Roth contributions are ...

So you’re thinking about retiring, and you’re trying to figure out how it’s all going to work. You imagine you’ll stop working at 64 or 65, and then take Social Security at either 65 or 67—or maybe ...

As of the writing of this column, there are 14 states that have enacted legislation requiring certain employers to offer a retirement savings plan to their employees. These are plans for employers ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. Are you worried that you won’t have enough money to last ...

Forbes contributors publish independent expert analyses and insights. Approaching retirement can feel uncertain with many questions arising, like how you’ll spend your now open-ended free time and how ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

Many Americans are not confident in their ability to retire. Creating and following a savings and investment plan can set people up for success. Online retirement tools can help run scenarios to check ...

When planning for retirement, choosing the right account can make a major difference in how much money you ultimately keep. Roth retirement accounts, including Roth IRAs and Roth 401(k)s, allow ...