So you’re thinking about retiring, and you’re trying to figure out how it’s all going to work. You imagine you’ll stop working at 64 or 65, and then take Social Security at either 65 or 67—or maybe ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. Are you worried that you won’t have enough money to last ...

Jonathan Ponciano is a financial journalist with nearly a decade of experience covering markets, technology, and entrepreneurship. Vikki Velasquez is a researcher and writer who has managed, ...

Forbes contributors publish independent expert analyses and insights. Approaching retirement can feel uncertain with many questions arising, like how you’ll spend your now open-ended free time and how ...

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. Investopedia / Photo Illustration by Alice ...

When planning for retirement, choosing the right account can make a major difference in how much money you ultimately keep. Roth retirement accounts, including Roth IRAs and Roth 401(k)s, allow ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

Some 86% of retirement plans, such as 401(k)s, offered Roth contributions in 2024, but only 18% of investors with the option participated, according to a Vanguard report. Roth contributions are ...

Daniella Flores (they/them) is a former software engineer and founder of the two-time award-winning money, career and side hustle resource platform "I Like to Dabble" for LGBTQ+ and neurodivergent ...

A surge in micro 401(k) plans is poised to reshape the US retirement landscape, with advisors expected to play a pivotal role in guiding small businesses through a period of rapid expansion. According ...

NEW YORK--(BUSINESS WIRE)--According to the Schroders 2025 US Retirement Survey, 45% of investors participating in 401k, 403b or 457 workplace retirement savings plans say they would invest in private ...