Transferring some of your retirement savings from a tax-deferred account like a 401(k) to a Roth IRA can help you reduce or ...

Savings on taxes is the biggest reason to add Roth IRAs to your retirement portfolio, and it’s never too late (or too early) to do so. That’s the thinking of CPA Larry Pon, founder of Pon & Associates ...

Most people I talk to haven’t been educated on the difference between Roth IRA vs Taxable Account vs IRA. This is especially true with taxable accounts. Many investors are only familiar with the “tax ...

A traditional IRA provides up-front tax breaks that make investing easier. A Roth IRA offers tax savings in retirement and can help you avoid taxes on Social Security. The right account for you will ...

The Roth entered the retirement savings world in 1998, a moment when most boomers and many Gen Xers were launched in their careers and set in their financial ways. By design, the Roth favors the saver ...

Utilizing your Roth IRA to invest in non-traded REITs A Roth IRA is a popular choice for individual retirement savings because it offers tax-free growth on contributions leading to tax-free qualified ...

If you have ever changed jobs or you have already started saving for retirement, you have likely encountered both Traditional IRAs and Rollover IRAs. However, these two similar-sounding accounts can ...

I appreciate the feedback I received on my article Is Your Roth IRA Distribution Taxable? As promised, I will address some of the questions you submitted about the taxability of Roth IRA distributions ...

Andrew Martins is an award-winning journalist who has performed thousands of hours of research on small business products and services and technology. Over the last 12 years, he has also studied and ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

While not doing a conversion might be a mistake, doing one without a thorough understanding of how the conversion will affect your taxes is an even bigger mistake, said Barry Picker, who recently ...

But if you’re using a Roth IRA, you should know the five-year rules that apply to them. Failing to comply with the Roth IRA five-year rules can result in a surprise federal tax bill. These rules can ...