Online platforms and apps trade convenience for fees, making them best for those who value simplicity over maximum returns. Direct person-to-person sales offer the highest returns but require the most ...

Know the rules, then use them fast: Balances last 5 years; inactivity fees after 12 months; some states cash out small leftovers (e.g., CA $10) Buy low, sell smart: Warehouse clubs = easy 20% off; ...