If you're self-employed or the owner of a small business, not having access to a 401(k) plan may seem like a serious disadvantage when it comes to saving for retirement. Fortunately, there are several ...

A SIMPLE IRA is a retirement plan designed for self-employed people and small businesses with 100 or fewer employees. It's a cheaper (and easier) plan for an employer to set up compared to a ...

If you’re a woman juggling multiple savings goals and stashing money away for retirement is anything other than your number one financial priority, just stop. From the SIMPLE IRA to the Roth IRA, ...

If you withdraw funds from your SIMPLE IRA before reaching the age of 59 1/2, you will incur an extra tax of 10 percent on the taxable amount unless you meet the criteria for an exemption. In certain ...

Cost and administrative complexity are two of the most frequently cited reasons small businesses give for not offering a retirement plan. But the Simplified Employee Pension (or SEP) IRA and the ...

While most individual retirement plans focus on stocks and bonds, self-directed IRAs allow you to invest in a broader range of assets, from petting zoos and laser tag arenas to residential real estate ...

An individual retirement account (IRA) is a versatile personal savings plan designed to help Americans save for retirement, offering tax benefits along the way. If you've heard about IRAs but never ...

Yes, you can contribute to two SIMPLE IRA plans if you have two jobs, each offering this type of plan. However, it's important to remember that the annual contribution limits set by the IRS apply ...