A SIMPLE IRA is a retirement savings designed for small businesses with 100 or fewer employees. The lower costs and ease of setup make it appealing for small business owners who don’t want to ...

All contributions from the employer to the SEP-IRA are 100% vested immediately. SIMPLE IRAs are another type of small business retirement account for self-employed individuals or businesses with ...

Ryan is a Certified Public Accountant (CPA) who writes and edits finance content across a variety of publications, covering small-business accounting, personal investing, retirement, taxes, and more.

Jean Chatzky answers the 401(k) vs. IRA question. Chatzky explained her interpretation of the question about whether 401(k)s ...

He was managing his own IRA while we were overseeing his wife’s assets. On one phone conference, we got to talking about RMDs. He told us how he calculated his RMD and explained how he used the ...