SIMPLE IRA contribution deadlines explained. Reviewed by Khadija KhartitFact checked by Suzanne KvilhaugReviewed by Khadija KhartitFact checked by Suzanne Kvilhaug. A savings incentive match plan ...

For many small business owners, setting up an employee retirement plan is expensive, complex, and requires federal filing they’d rather not deal with. A SIMPLE IRA is a retirement savings ...

Yes, SIMPLE IRA limits are lower than 401(k) limits. The 2025 contribution limit for SIMPLE IRAs is $16,500, with an additional $3,500 catch-up contribution for savers 50 or older.