Use our free student loan calculator to estimate your monthly student loan payment under the various student loan repayment plans: Standard, Graduated, Extended, IBR, PAYE, and ICR. Check out this ...

・This tool estimates your discretionary income as defined by federal student-loan regulations, not personal-budget leftover money. ・Discretionary income = Your AGI – (150% or 225% of the federal ...

Boosting your retirement savings isn't just a good way to save for your future — it can also lower your monthly student loan bill, if you're a federal borrower on an income-driven repayment plan. For ...

Millions of Americans are struggling to make their monthly student loan payments. More than 1 in 3 borrowers with federal student loans were at least 30 days late on a payment, as of a June 2025 ...

Millions of student loan borrowers received a welcome reprieve last month when President Joe Biden extended the suspension of payments and interest on federal student loans through September 30. Jill ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Investopedia / Photo Composite by ...