The Education Department has suspended certain collections efforts for student loans, giving borrowers some breathing room.

Direct student loans, provided by the U.S. Department of Education, are a cornerstone of federal financial aid, offering students a way to fund their education without the need for private lenders.

The Education Department quietly confirmed last week that student loan forgiveness for certain borrowers under several income ...

Federal student loans come in two main flavors, and the difference between them can quietly add thousands of dollars to the cost of a degree. Understanding how subsidized and unsubsidized loans work, ...

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Justin Sullivan / Getty Images The ...

In July 2026, federal Grad PLUS loans will be eliminated and caps placed on the amount that can be borrowed for professional degrees through other federal loan programs. Private student loans can fill ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans Written By Written by Staff Loans Writer, Buy Side Emily ...

The Trump administration is resuming withholding wages from student loan borrowers in default. Here are some steps you can ...

Many federal student loans have 10-year repayment terms, but paying off your loans early might save you money Written By Written by Loans Deputy Editor, Buy Side Jessica Ullrich is Deputy Editor at ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. RealPeopleGroup / Getty Images ...