The One Big Beautiful Bill Act proposes significant changes to federal student loan programs that could impact millions of educational borrowers. Most impacts will be felt in 2026, but some will start ...

Explore the limitations of Federal Direct Loans, including fewer subsidized options for grads, bankruptcy challenges, and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans ...

Each type of loan has a unique process for borrowing funds. As you take out loans, borrow only what you need and only what you can repay. If you need to borrow more than the maximum Subsidized and ...