Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

As of 2023, the average U.S. credit score was 715, says Experian, one of the three credit bureaus. That score is considered good, but not great. With a credit score of 715, you might get a car loan or ...

Three in five Americans don't know their credit scores, according to LendingTree research. A credit score is one of the most important numbers in their financial lives, yet many people don't pay ...

Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...