A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.

If I walk into a dealer with an excellent score, that puts me in a position to get a better interest rate’ – Fatgie Adams ...

While most of you are probably familiar with the more traditional FICO scoring model, the VantageScore model is used by all three of the credit-reporting bureaus (TransUnion, Equifax, and Experian).

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...

A high credit score comes with more than a nice pat on the back. Most people know that a good credit score makes it easier to qualify for mortgages or loans. But once your score gets really high -- ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...