Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

What’s the difference between term, whole, and universal life insurance, and how do you know which one fits your ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Heckerling experts warn advisors about policy management risks and tax traps that can derail permanent life insurance strategies ...

Whole life and universal life are both types of permanent life insurance, but there are key differences when it comes to cost, benefits and policy requirements. To help you learn about what sets them ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and about its pros and cons.

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...