As the year enters its final week, savings rates are holding steady -- for now. Many high-yield savings accounts (HYSAs) are still paying between 4.00% and 5.00% APY now. But the pace is slowing.

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Trump accounts are a new type of tax-deferred investment vehicle for U.S. children, created under President Trump's "big, beautiful bill" tax and spending bill, which promises $1,000 seed ...