Are you the kind of person who always has a spotless home, an orderly to-do list, and an in-control calendar? Then this column is not for you. This column is for people like me. What’s to be done? I ...

The 4% rule helps you establish a safe withdrawal rate. Suze Orman says not to follow the 4% rule because you may take out money when you don’t need it and not have money when you do. Other evidence ...