When exploring your VA home loan option, there are several important moving parts. First, your eligibility for the VA home loan must be determined evidenced by your certificate of eligibility, ...

The Department of Veterans Affairs last week announced it is streamlining the loan approval process for borrowers with a VA-appointed fiduciary and for veteran borrowers who apply for a joint loan.

You don’t need perfect credit to get approved for a VA loan. In fact, a credit score of at least 640 is enough to qualify with most lenders. Some will take scores of 620 or lower, depending on your ...

If you’re in the market for a new home, a VA loan preapproval can benefit you in many ways. It shows sellers that you’re serious about buying a home, and you’ll have an idea of how much the lender is ...

A VA certificate of eligibility (COE) is evidence that you meet the requirements for a VA loan. Having a COE does not guarantee loan approval. COEs can be obtained by active-duty military, veterans, ...

Rachel Witkowski is an award-winning journalist whose 20-year career spans a wide range of topics in finance, government regulation and congressional reporting. Ms. Witkowski has spent the last decade ...

*Rates and APYs are subject to change. All information provided here is accurate as of September 4, 2024. VA loans are one of the main benefits the federal government offers to retired and active-duty ...

Getting approved for a VA loan as a spouse of an active service member or veteran comes with specific requirements, and understanding the eligibility criteria is crucial to securing housing benefits.

Buying a home can be a long, stressful, and expensive undertaking, but home buyers may be able to expedite this process while minimizing stress and keeping out-of-pocket costs manageable by choosing ...

FHA loans are accessible to any eligible borrower, whereas VA loans are specifically for active-duty military members, veterans, and their surviving spouses. Federal Housing Administration (FHA) and ...

Home buying during the pandemic has been a story of bidding wars, housing shortages, and rapidly increasing home prices. Despite this, record low interest rates encouraged millions of buyers to take ...