Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Here's what actually changes, and what doesn't, when you reach a perfect 850 credit score in 2026.

Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

There are many benefits that come with a good credit score: better rates on car and homeowners insurance, more housing options, and the ability to snag credit cards with the best rewards, just to name ...

As an avid car enthusiast, Joe enjoys time on the track, going to car meets, or simply taking a long drive in the Colorado mountains. Joe has always had a love for writing and cars, so he decided to ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...