Savers are still seeing strong returns as October gets underway. Many high-yield savings accounts (HYSAs) are offering between 4.00% and 5.00% APY -- several times higher than what most big banks pay.

Even after a couple recent Fed rate cuts, high-yield savings accounts remain a bright spot for savers. Many are still offering between 4.00% and 5.00% APY, which is several times higher than what ...