Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Complaints about aggressive debt collection have skyrocketed in recent months, federal data shows, a sign that more Americans are falling behind on credit cards and medical bills. The rise in ...

The best way to pay off debt depends on what you owe. Explore strategies like the debt snowball, debt consolidation and debt ...

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

The amount you owe may also be subject to your state's statute of limitations, which typically ranges from three to 10 years, ...

Department of Education delays garnishing wages and intercepting federal income tax refunds, as changes are made in student ...

CRFB President Maya MacGuineas called the decision “beyond ridiculous,” coming six years removed from the Covid pandemic that first put a stop to student-debt collections.