Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for 2025-2026 range from 6.39% to 8.94%. Consider maxing out federal ...

Explore the limitations of Federal Direct Loans, including fewer subsidized options for grads, bankruptcy challenges, and ...

College expenses are higher than ever, with the average cost of college in the United States now amounting to around $38,270 per year when accounting for tuition, books, supplies, housing, and daily ...

After years of steady increases and record highs, federal student loan interest rates will finally soften this summer — making college slightly more affordable for student borrowers in the upcoming ...

For most Americans, higher education is out of reach without taking on some debt. According to Pew Research, one in four U.S. adults under 40 have student loan debt. Whether you’re interested in ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans Written By Written by Staff Loans Writer, Buy Side Emily ...

The U.S. Department of Education will restart involuntary student loan collections on May 5. Borrowers in default for 270 days or more will face collections from paychecks, tax refunds, and Social ...