A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Have an issue with your financial planner or looking for a new one? Email questions or concerns to picks@marketwatch.com.

These days, I'm a Certified Financial Planner™ who helps other people get their financial lives right. I've been a CFP® for about six years and have been helping people learn about personal finance ...

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.

Daniella Flores (they/them) is a former software engineer and founder of the two-time award-winning money, career and side hustle resource platform "I Like to Dabble" for LGBTQ+ and neurodivergent ...

It’s possible to have poor credit without even being in debt. I generally paid cash or used my debit card throughout all the years I worked in hospitality. I thought I was being cost-conscious while ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

You don't need to be rich to get an exceptional score. I've struggled with job loss and student loans, but this strategy has worked for me. Kaz Weida is an educator and freelance journalist who covers ...