Home ownership is a principle part of the American dream. Homes are special places, too—they’re where people make memories, raise children and spend precious time. It follows, then, that you might ...

Building credit is one of the most important financial steps a person can take. Credit can determine what car you drive, where you live and even what kind of job you get. The good news? Building ...

Check Your Credit Report for Late Payments Before you address late payments, you need to find out whether any are affecting your credit history and score. Here are a few ways you can do that: Get your ...

The three major credit bureaus—TransUnion, Equifax and Experian—keep records regarding people’s credit history. Find out more about what information a credit bureau might have on file for you, how ...

Auto Insurance Average Cost of Car Insurance Average Cost of Home Insurance Term Vs. Whole Life Insurance How to Budget for Insurance ...

When you rent a home or apartment, your credit is affected in a number of ways. Let's take a look at what you can expect when you’re looking to rent.

Do you keep a close eye on your personal finances? Or maybe you’ve never given them much thought. Either way, it’s time to start paying more attention to your credit score. Your credit score can ...

A hard credit inquiry is when a credit card issuer or another lender reviews a credit report as part of your credit application. Their request to review your credit will be shown as a hard inquiry on ...

Learn more about what an authorized user is and if becoming one or adding one to your credit card account will have an impact on your credit score.

Learn more about VantageScore vs FICO. Many Americans fall into the fair credit score category—in fact, so does America as a whole. According to the credit reporting agency Experian in its State of ...

Do student loans affect your credit? Discover how student loans can have a positive or negative effect on your score and what you need to do about it.

Has a close friend or loved one asked you to cosign a loan or credit card? You may be tempted to help them out. But does cosigning hurt your credit? Becoming a cosigner may not immediately affect your ...