Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Toby Walters is a financial writer, investor, and lifelong learner. He has a passion for ...

“Add your child as an authorized user so you can help them establish a good credit history.” It’s common advice — and it’s not wrong. Assuming you have an excellent credit history yourself, as well as ...

Adding an authorized user to your credit card account can be a great way to meet spending requirements, accrue more points and even help a beginner build their credit history. That said, there are ...

Authorized users can hurt your credit score if they don’t treat your credit with respect. Create strict guidelines on card usage before offering to make someone an authorized user. Check your ...

“Daily Cash” is what Apple calls the cashback that you earn with Apple Card purchases. You earn the Daily Cash right after the purchase posts to your Apple Card balance. This is different than many ...