With credit card costs elevated, it's important to know what rates are considered high in today's environment.

Credit card annual percentage rates, commonly known as APRs, determine how much you’ll pay in interest if you carry a balance on your credit card. Your card’s APR can vary depending on a few different ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

Earlier this week, President Donald Trump said he supports a 10% cap on credit card interest rates, proposing a one-year limit starting Jan. 20, 2026, according to a social media post.This idea isn’t ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

When my coworker's parents replaced their old, drafty windows this year, they put the $10,000+ purchase on a regular credit card -- and instantly started racking up interest. If they'd used a 0% intro ...

Credit builder cards are designed to help kick off – or grow – a credit score. This is the measure lenders use when deciding whether or not to grant a loan or credit card, and at what interest rate.

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.