Credit card APRs move up quickly when the Fed raises rates but drop more slowly when rates fall, which means cardholders ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

The best balance transfer cards now have long 0% APR periods and no annual fees. Find the right card for you and start ...

Vantage Credit Union launches a Holiday Card Special, offering low intro rates and rewards, blending local service with ...

As a credit cardholder, it's likely that you've come across the term "annual percentage rate." Even if you have a rough idea of how APR works and what it is, you may still have questions about how it ...

Handled well, a 0% intro APR card can function like an interest-free loan that smooths out big expenses, but the same card can become expensive debt if a few key habits slip. Recent reporting on ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Your annual percentage rate, or APR, is charged on unpaid balances. It can be found on your card's monthly statement. Many or all of the products on this page are from partners who compensate us when ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...