Geoff Williams is a journalist and author. His byline has appeared in numerous publications, including U.S. News & World Report, Yahoo Finance, Entertainment Weekly, The Washington Post, LIFE magazine ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

62% of U.S. adults hold stocks, with mutual funds and retirement accounts most common. Wealth distribution is skewed: the top 10% own 87% of stocks, while the bottom 50% own just 1%. Baby boomers ...