Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with ...

Business Insider's personal finance team compared PNC CD rates to the best CD rates and found them to be a standard offering. Its promotional CDs can offer good rates depending on where you live ...

While Chase offers a wide variety of terms on its CDs, its rates, which are as high as 4% for a two-month CD, are competitive if you are a customer, but otherwise very low. Here’s an overview ...

Business Insider's personal finance team checks the best nationwide banks and credit unions each day to find the ones that offer the highest 18-month CD rates. The Federal Reserve kept interest ...

With three back-to-back Fed rate cuts behind us last year and two more expected in 2025, CD rates have been gradually declining. But you haven't missed your chance to lock in solid returns.

CDs generally have higher interest rates than savings accounts but less flexibility. Enter your deposit, CD term and annual percentage yield below to see how much money you’d earn on a CD.

A short-term certificate of deposit (CD) account comes with an interest rate higher than most traditional savings accounts, high-yield savings versions, and even many long-term CD options.

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

These are the best banks for certificate-of-deposit customers. All offer above-average CD yields and each does at least one additional thing well, whether it’s allowing customers to take advantage of ...

For more than two years, from late 2022 until January 2025, the highest rate you could earn on a nationally available certificate of deposit (CD) was 5.00% APY or better. In fact, the top ...