The Federal Reserve held rates steady on January 28, breaking a three-cut streak. That pause means banks aren't rushing to drop their CD rates just yet, so current offers should stick around for a bit ...

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with accurate ...

Discover Bank products are no longer available through this site, and content may be out of date The offer mentioned below for the Barclay's CDs is no longer available. Flagler Credit Union is ...

A jumbo CD is the same as a standard CD, except that it pays a higher APY in exchange for a significantly larger opening deposit, typically around $100,000. Like standard CDs, jumbo CDs offer fixed ...

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while IRAs ...

Certificate of deposit (CD) rates are expected to plateau through the first half of 2026, offering a narrow window for savers to lock in yields before the Federal Reserve potentially cuts rates. While ...

You can open a certificate of deposit (CD) with the best of intentions. The thinking at the time is that you will leave your money untouched for a certain time period, and earn a steady predictable ...

Certificates of deposit continue to offer guaranteed returns without riding the market's ups and downs. That predictability matters when you're planning for specific goals like a home down payment ...

Unlimited access to music via the internet and streaming apps is great, but we have to admit its changed our relationship to music completely. Nothing hits as hard when there's always something else ...

When you purchase through links on our site, we may earn an affiliate commission. Here’s how it works. We've seen a flurry of CD transports launch in recent months, which is good news for anyone ...

The typical CD minimum balance is $1,000, but consider how much savings you’d be willing to commit to a CD. Many, or all, of the products featured on this page are from our advertising partners who ...

Sabrina Karl has over two decades of experience writing about savings, CDs, and other banking topics. She is currently a full-time staff writer at Investopedia and one of the country's top experts on ...