TL;DR: Sign up for a 1-Year Costco Gold Star Membership for $65 and get a $20 Digital Costco Shop card to spend however you want. Where do you shop for groceries? How about clothes? Electronics?

Terms apply. The Costco Anywhere Visa® Card by Citi is a valuable card to pair with a Costco membership, but the rewards program is more restrictive than what you get with a typical cash-back card.

Your Costco Shop Card will be emailed within two weeks after sign-up to qualifying members. A physical membership card is not required to shop online or receive your included gift card.

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