Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

In this video I break down the five key factors that make up your credit score and how lenders really see you. I walk through payment history, credit utilization, length of credit history, credit mix, ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing [1], used by lenders to judge how well an individual can pay ...

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Younger credit card users are unlikely to achieve a perfect 850 credit score — even with the best credit usage habits, credit expert John Ulzheimer tells CNBC Make it. That's because the length of ...

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You don’t start with a credit score at all. That’s right — if you’ve never had a credit account reported to the major credit bureaus, you don’t have a score yet. Credit scores aren’t automatic, ...

Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to protect your credit score.

You’re more likely to find rates below 5.00% when you have a higher credit score ...