Credit scores are more than just numbers—they affect your ability to borrow, rent, and even land certain jobs. Yet, many people make decisions based on false beliefs. Let’s bust the biggest credit ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

Your credit score affects major parts of your life — from the kind of car you drive to where you live. You know this already. So you’re doing everything you can to improve your credit, starting with ...

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off her mortgage early and closed her old credit cards to clean things up -- ...

It's possible to qualify for a credit card if you have bad credit, but expect more limited options, lower credit limits and higher rates. Secured credit cards are designed to help individuals with ...

Soaring car prices and interest rates are making auto loan payments increasingly difficult for many Americans, especially those with bad credit. Among subprime borrowers, the delinquency rate ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...

Millions of people are going without basics because of fears around their credit score, according to the Centre for ...

A 650 credit score may not be bragging rights material, but it’s enough to secure competitive mortgage terms if you know where to look. We rounded up the best flexible lenders working with borrowers ...