Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Katherine Haan, MBA, is a Senior Staff Writer for Forbes Advisor and a former financial advisor turned international bestselling author and business coach. For more than a decade, she’s helped small ...

There are over 5 million car accidents in the U.S. each year. The number of accidents decreased by 22% between 2019 and 2020, and the number of people injured per year decreased by 17% to 2.3 million.