If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

New enhancements to the existing Making Home Affordable Program (MHA) and Federal Housing Administration (FHA) refinance program announced on Friday will help underwater borrowers refinance into an ...

Government refinance applications increased by 42% over the week, according to the MBA’s Weekly Mortgage Applications Survey for the week ending Feb. 28, 2025. This jump was mainly due to the dip in ...

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.34%. On a 20-year mortgage refinance, the ...

The goal of the new FHA Single Family Housing Policy Handbook (Handbook) is to streamline and ease the implementation of FHA's various programs by consolidating and organizing all of FHA's Single ...

Refinancing your mortgage can make financial sense for many reasons. You can reduce your monthly payment, get a new loan term or convert your home equity into cash. But refinancing may not be so cut ...