You can contribute more to your 401(k) beginning at age 50 Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and ...

When it comes to our retirement nest egg, we can't help but wonder where we stand compared to our cohorts. Vanguard's How America Saves report reveals that, in 2024, 401(k) savings rates were at ...

What You Need to Do With Your 401 (k) Before 2025 Is Over Before 2025 ends, check your 401 (k) contributions, investments, and catch-up eligibility to lock in this year’s tax savings and employer ...

Ali Hussain has a background that consists of a career in finance with large financial institutions and in journalism covering business. MoMo Productions / Getty Images The average 401(k) balance for ...

A 401(k) loan lets you borrow money at a low interest rate, but it can derail your retirement savings. Many, or all, of the products featured on this page are from our advertising partners who ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

For tax year 2025 (returns you'll file in 2026), you can defer up to $23,500 into your workplace 401(k) account, a modest uptick from $23,000 in 2024. The increase applies to 401(k)s, 403(b)s, the ...

You might think you already know all you need to know about how your 401(k) works. After all, the premise of such accounts is fairly straightforward: You elect to contribute a percentage of each of ...

Investing in a Roth IRA allows you to take tax-free withdrawals after age 59 1/2. A taxable brokerage account can supplement savings in retirement plans. Self-employed individuals can open a solo ...