Your credit reports can contain a wealth of information about you and your history with loans, credit cards and collection accounts. They’re also the basis for your credit scores and various ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

Knowing where you stand is easy, harmless, and usually free Andrew Martins is an award-winning journalist who has performed thousands of hours of research on small business products and services and ...

An amendment to the FCRA requires each of the nationwide credit reporting agencies -- Equifax, Experian, and TransUnion -- to provide you with a free copy of your credit report, at your request, once ...

When you apply for a loan or credit card, you can expect to be hit with a hard inquiry. Unlike a hard inquiry, a soft inquiry will not affect your credit score. A soft pull usually happens when your ...

You may not think much about your credit report on a daily basis, unless you are curious about your standing ahead of applying for a loan — or if something goes wrong, like a data breach or case of ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...